Housing Loan

A sum of money borrowed from a financial institution or bank to purchase a house/office etc. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

 

We work In following Categories:-

Residential

A residential loan is a financing solution that you can avail of to buy a home with ease. Enjoy a flexible payment tenure and attractive rates & own your dream home

Non - Residential

Achieving your goals requires dedication and hard work but it begins with the right environment. With a workplace tailored for your profession, you can take your professional dreams to the next level. Non Residential loan will help you own the workspace of your choice to take a step closer to your business goals

Balance Transfer

Transfer your Existing Loan -Outstanding Amount in order to get benefits of Better Rates and flexible payment tenure and enjoy a hassle-free and convenient solution

Top Up

A Top up Loan is an additional Residential Loan provided by Banks/Finance Institutions on an existing Residential Loan with minimal new documentation and utilize funds for your desired needs

Documents For Home Loans

Photograph *

  1. Application form completely filled of all applicants with Sign and Stamp as per required(All corrections to be self attested by applicant whomsoever)
  2. PF Cheque
  3. End Use Letter (Top Up/Lap Cases)
  4. KYC-required of All Applicants
    Original Telephone bill(Resi/Office)/Postpaid bill(Latest)
    Electric Bill(Latest)
    ID Proof-Clear copy of Pan Card Xerox/Passport/Driving License of all Applicants
    Entity Proof-If Pvt Ltd-Original MOA and List of Directors & Shareholding Pattern-CA Certified),If Partnership-Partnership Deed,If Propritorship-Ghumstadhara
  5. Business Profile on Letter head of the company signed and stamped
  6. Financials of All Applicants-Latest ITR,Statement of Income,Audit Report and Tax Audit report(If applicable) along with Acknowledgement Reciept of all years with CA Sign stamp if not there in financials. If salaried last six month salary slip & last three years form 16.
  7. Welcome Letters/Sanction Letters with repayment Schedules of All Loans of All Applicants & SOA(Statement of Account) if possible
  8. Banking-Last Six Months of Applicants
  9. Property Documents as per required along with Banakhat for Purchase cases

Note: Self Attestation on all the documents as per the applicants to Loan and DMA Sign Stamp on KYC docs of all applicants

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